SeaTop HomesSeatop.
Free savings estimator

See what building elevated saves you on flood insurance

In a flood zone, how high your home sits above the flood line is one of the biggest things that sets your premium. Pick your zone and rebuild cost to estimate the yearly difference between a conventional at-grade home and an elevated SeaTop home. Free, no signup.

or choose manually

Built conventionally, at grade

$1,800–$5,000 / yr

Estimated flood-insurance premium

Built elevated, the SeaTop way

$650–$2,500 / yr

Lowest floor above the flood line

Estimated savings, every year

$1,150–$2,500(5065% lower)

Saved from day one

A mapped high-risk zone. New homes must sit above the flood line, and how far above it drives the premium. Building elevated is what turns a high premium into a manageable one.

Illustrative estimate, not an insurance quote. Under FEMA’s Risk Rating 2.0, the elevation of your lowest floor is a primary driver of the premium, but actual pricing depends on your insurer, rebuild cost, distance to water, and an elevation certificate. Confirm real numbers with a licensed agent.

Start the conversation

Build above the flood line, and start saving

Tell us your address and what you want to build. Our engineers will come back within one business day with the elevated path to permit it, and a realistic budget.